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May 08, 2008
Car insurance
You know, I think that I believe that if some people were not so litigious by nature and not trying to get something for nothing, our insurance rates would not be so outrageous. The average person these days picks up the phone and makes that dreaded call for the auto insurance quotes. Then the average person has to go and find a bathroom quickly. I personally think next time I have to call for auto insurance quotes, I will just place the call from an appropriate sitting position on the toilet. The representatives of the auto insurance carriers are always (or most of the time) very helpful and empathetic because they have to buy car insurance too. I wonder what happens if the attorneys that come on television enticing you to call them if you have been injured in an accident and it won't cost you one penny unless they can recover a bundle for you, realize and/or take any responsibility for their actions. Ultimately, car insurance keeps going up because they continue to find people out there whose neck starts to hurt the minute the commercial comes on even if it was six months ago that they were in a teeny, tiny little fender bender. Perhaps, the attorneys that are really the ones that are prospering from those lawsuits should be required to pay more for their auto insurance. Maybe if you have ever filed a claim for anything other than your medical bills and your car repairs, you should have to pay more for your insurance. Shouldn't there be categories that if you have filed one claim against any car insurance carrier, you should be in the one claim category and if you have filed two or more claims against the auto insurance carriers, you should get placed in another category and each time you file a claim, your insurance goes up proportionately according to how much money you personally received from the claim and how much your attorney received, especially when we know they all go into these situations knowing how much the auto insurance industry is willing to pay for specific injuries and the like. And how about those little hot shot young men and women out there that should have failed driving school and believe that their sex appeal is based on their daredevil antics on the road. I know it costs a fortune to purchase car insurance if you are under a certain age, and that alone penalizes the young drivers who drive as if their parents are sitting in the back seat.
Posted by juliusp at May 8, 2008 11:00 AM