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May 08, 2008
Family health insurance
I have recently been looking into purchasing family health insurance. The problem with buying this insurance privately is that it is extremely expensive, unlike when you get a policy through a big company. It is really difficult to be able to afford an all inclusive plan when you are on a fixed income. I recently looked into a family health insurance plan through the state that I live in. They talk a good talk, but the problem is that they have been holding my application for over 2 months now, and I can’t even get a straight answer on when or if I will be eligible. I have children, and we are living without health insurance and wondering every day if relief is coming. I have now had to purchase some catastrophic insurance to cover the family, and even that payment is over my head.
Why is it that they make health insurance so unattainable for working class people? I really do wish that we had a system in place, as in other countries; where by everyone in the country could receive the medical care they needed at a reasonable price or even for free. It just seems to me that the biggest problem with this is that the doctors and pharmaceutical companies in this country don’t want to give up there high and unreasonable fees. They want to charge as much as they want to, and get actually get it in many cases the way the system is now. If they were forced into a health care for all system, the bottom line would be fixed pricing that might force some of the doctors to live a more modest lifestyle. That is their bottom line. There used to be a line in the Hippocratic Oath (oath that doctors take when graduating from medical school) and it said to help everyone equally regardless of their ability to pay. Obviously that line must have been completely eliminated from this oath, since we can see that is not the way medical care is being given.
Health insurance and being able to take care of your family members in their time of need, should be a right as a citizen of the United States, not a privilege. Let’s stop allowing only the rich to get the care that they need, but let us take care of everyone as if they were our mother, sister, brother, uncle, or child. It is time to put our foot down and fight for what is right.
Posted by juliusp at May 8, 2008 11:02 AM